A PA is the only property loss expert working exclusively for policyholders to appraise and negotiate insurance claims. Licensed by the state to advocate for you, PAs are expert in the details of insurance coverage, utilizing sophisticated tools to evaluate your loss and make sure you receive a proper settlement.

Though it is not widely understood, anyone who has suffered any sort of property damage will benefit from the assistance of a public adjuster. Since there is no out-of-pocket cost to you, there is no reason not to have an expert on your side. PAs advocate for you, regardless of the size of your loss, and almost without exception policyholders find they receive substantially more from insurance companies with the help of an experienced PA.

No. It would be a serious violation for an insurance company to raise your premium in response to your being represented by a PA. As a policyholder, you have the right to decide who handles your claim.

Though many people wait until they have concerns about their claim, the best time to engage with a PA is right at the start of the claim process. It’s wise to have an expert on your side throughout, working with all parties to insure a quick and comprehensive settlement. That said, even if your claim is now closed, in many cases it can be reopened, resulting in a better outcome.

Insurance company adjusters and independent adjusters both work for insurance companies. A public adjuster is the only property loss expert working on behalf of the insured. It is your right as a policyholder to choose who handles your claim in order to achieve the best possible settlement.

Public adjusters typically are paid a small percentage of the amount of the settlement from the insurance company. The policyholder pays nothing out of pocket, and the consistently larger settlements PAs obtain more than pay for the PA’s percentage.

Navigating the labyrinth world of insurance requires insider knowledge and expertise, and while there are many public adjusters to choose from, Pivot Adjusters stands out in several ways. We know the insurance business inside and out and we’ve spent years developing positive, productive relationships with the insurance companies. Unlike other PAs, we take a non-adversarial approach to negotiation. It is the better way to do business, resulting in bigger claim settlements, paid out faster.

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